Our Story

Meet the Mind Behind EA Consultation Services

A career built on trust, expertise, and an unwavering commitment to helping people achieve their financial potential.

30+ Years
Banking & Finance Experience
50+ Years
Collective Team Expertise
Hundreds
of Clients Served
6 Areas
of Comprehensive Service
Erik Arroyo — Founder, EA Consultation Services Corp.
Erik Arroyo
Founder & Principal Consultant
EA Consultation Services Corp.

Erik's Story

A Journey Rooted in Finance, Driven by People

Welcome! I'm Erik Arroyo, at the forefront of EA Consultation Services Corp. My goal? To guide you towards your personal and professional objectives, whether you're eyeing your first home, aspiring to be a Real Estate investor, or aiming for business excellence.

My journey through over 30 years in the banking sector, with a keen focus on credit and finance, has equipped me with the expertise to offer you a diverse array of consulting services aimed at fostering growth and operational efficiency.

Throughout my career, I've had the privilege of working with individuals at every stage of their financial journey — from first-time homebuyers navigating the complexities of credit, to seasoned entrepreneurs scaling their businesses and seeking strategic capital solutions.

I believe in the power of positivity, the strength of partnerships, and the importance of achieving key milestones. Let's begin with a personalized consultation to see how my comprehensive service offering can cater to your unique ambitions.

"At EA Consultation Services, we believe in partnership. Your goals become our missions, and your dreams — our blueprints for action."

Together, we'll transform your business and financial visions into thriving, tangible achievements. Let's join forces and make success your reality.

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Areas of Expertise

50+ Years of Collective Knowledge at Your Service

Our team brings together decades of hands-on experience across every dimension of personal and business finance. Whatever your challenge, we have the expertise to guide you through it.

Credit analysis and profile optimization
Business and personal financial planning
Commercial lending and capital funding
Real estate acquisition and financing
Business strategy and startup structuring
Executive coaching and accountability
Debt restructuring and cash-flow improvement
KPI development and performance monitoring
Business partnership and collaboration
"Your dreams are our blueprints for action."

What We Stand For

Our Core Values

Partnership First

We believe your goals become our missions. Every engagement is built on genuine partnership, not just transactions.

Personalized Strategy

No two clients are alike. We craft tailored financial strategies that align with your unique circumstances and ambitions.

Growth-Oriented

Everything we do is designed to move you forward — toward stronger credit, healthier finances, and lasting business success.

Integrity & Trust

With decades in banking, we understand that trust is earned through consistent, transparent, and results-driven guidance.

Client Success Stories

Real People. Real Results.

Every client comes with a unique story and a unique set of goals. Here's what some of them have achieved working with EA Consultation Services Corp.

Credit score improved 140 points

"Erik completely transformed how I understood my business finances. Within eight months my credit score jumped over 140 points and I secured a commercial line of credit I never thought possible. His guidance was clear, patient, and genuinely life-changing."

MT

Marcus T.

Small Business Owner, Brooklyn NY

Closed on first home in 6 months

"I came to Erik feeling overwhelmed and unsure where to start. He walked me through every step — from cleaning up my credit to understanding mortgage options. Six months later I closed on my first home. I could not have done it without him."

DR

Diane R.

First-Time Homebuyer, Queens NY

Secured $250K in commercial financing

"Our restaurant was struggling with cash flow and we had been turned down by two banks. Erik restructured our financials, helped us build a compelling loan package, and we secured $250,000 in commercial financing. He is the real deal."

JL

James & Sofia L.

Restaurant Owners, Manhattan NY

Built business credit from scratch

"I had no idea how to separate my personal and business finances. Erik set up my business credit profile from the ground up, coached me on financial strategy, and now my consulting practice has a solid financial foundation I am proud of."

PM

Priya M.

Independent Consultant, New Jersey

Closed 3 investment properties

"Erik's knowledge of real estate financing is unmatched. He helped me structure deals I thought were out of reach and coached me through the entire process. I have closed three investment properties in the past year thanks to his expertise."

RC

Robert C.

Real Estate Investor, Bronx NY

Reduced organizational debt by 60%

"EA Consultation Services helped our nonprofit get its financial house in order. Erik developed a debt reduction strategy that cut our obligations by 60% and put us on a path to long-term sustainability. His commitment to our mission was evident from day one."

AW

Angela W.

Nonprofit Director, Harlem NY

Names and identifying details have been changed to protect client privacy. Results reflect individual experiences and may vary.

Ready to Start Your Journey?

Let's begin with a personalized consultation to see how Erik's comprehensive service offering can cater to your unique ambitions.